Mortgage Loan Insurance Premium Refund Canada Mortgage and Housing Corporation (CMHC), Canada's national housing agency, offers a 10 percent refund on its mortgage loan insurance premium when a borrower buys or builds an energy-efficient home. To qualify for this refund, the home's energy efficiency must be rated using the EnerGuide for Houses rating system or be R-2000 certified and meet certain minimum requirements. more... | 
More and more lenders provide so-called "Energy Efficient Mortgages" (EEM). These mortgages recognize the fact that highly energy efficient homes cost less to operate. This in effect increases a borrower's income - money in your pocket or to qualify for higher mortgage amounts/shorter terms. |
